Welcome to the Localspecial Save money page.
Here we post ideas and ways to save money, not all ideas suite everyone. The information posted here is for you to use as your own, but pleas be aware this is not a financial advisory site. Most of the information is common sence or past experiance of the poster. If you are not sure you should contact a financial advisor.

Save 10% on your fuel bill. By now it is blatantly obvious that the weekly cycle of fuel prices is not determined by world oil prices.
Sign up to receive an e-mail reminder to fill up your vehicle when prices are low.
Yes there is a huge difference in weekly fuel prices. So consider if you are using $80 a week and cut that by 10%, this will save you $416 a year, just by filling up at the lower price.

Teach our Young to Budget. With all the speculation in the US stock market, over bank lending, it would seem that we all need to know how to budget .
One of the most important abilities in life is to be able to control our personal finances. This ability is something that we need to be teaching our kids so that they grow up with good money habits.
The ability to know how much we can afford to spend each week, is of the greatest importance as if we over commit it leads to stress and the loss of assets.

Credit Card Roundabount.Far to many young people start of their working life by getting a credit-card and spending up big.
Soon we realise how much money we are giving away to the banks and look for a better deal, of course there are hundreds of other banks who want you to give them the extra money, so they give you a deal you can't refuse and before you know it you have a bigger debt, and so on and so on.
So how do we get out of this situation? Find a Credit card with the lowest interest you can find, consolidate all your cards to the new account. When you get the new card CUT IT UP.
Now you have a way out, yes you will have to work hard at paying this debt off but soon it will be all worth while.

Cheaper By the Dozen!!! When you next go shopping, compare the price of items that are the same brand but of different quantities. The best way to do this is to break the size down into a common figure, grams, milliliters, units. Say we are looking at a 100g tin of coffee compared to a 1000g tin(1kg) . Now if we divide the larger quantity by the smaller we know that there is 10 times the amount. So then if we divide the price of the 1000g tin by 10 and compare it to the price of the smaller we can compare in real terms.
You will nearly always find the larger quantity to be of better value. One of the reasons for this is the packaging, it is about the same for both size tins, but as a percentage of the total price it makes the larger quantity item better value.

A Mars Bar and Coke with that. How often do we go into a service station and come out with more than we went in for?
Next time you go to a servo, just sit there and observe the people coming out of the store. You will be surprised at how many people buy extras. All these extras are marked up by huge percentages. This is where they make their money.
Now one way we can save money is by not buying these extras, out of habit. Just think about what we buy !!!!!! This dosn't mean we can't have a treat every now and again.

  
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